Terms and Conditions

Viral Leverage Collectible Authority (VLCA)

Effective Date: [February 2010]

These Terms and Conditions (“Terms”) govern your access to and use of the website, services, and communications provided by Viral Leverage Collectible Authority (“VLCA,” “we,” “our,” or “us”).

By accessing this website or engaging with VLCA, you agree to be bound by these Terms. If you do not agree, you should refrain from using this site or engaging in transactions with VLCA.

Nature of Business

VLCA operates as a provider of numismatic collectibles.
All items offered are sold as collectibles, not as financial instruments.

VLCA does not provide investment, tax, or legal advice.

Eligibility

You must be at least 18 years of age to use this website or transact with VLCA.

By using this site, you represent that you meet this requirement.

Product Descriptions & Professional Judgment

All descriptions, evaluations, and opinions regarding coins are based on professional judgment at the time they are provided.

• Descriptions may include opinions on condition, originality, rarity, or historical market behavior

• Third-party grading services (e.g., PCGS, NGC) provide independent opinions that may differ from others

• Differences in opinion do not constitute misrepresentation

VLCA makes reasonable efforts to ensure accuracy but does not guarantee absolute precision in subjective evaluations.

Pricing & Availability

• All pricing is subject to change without notice

• Inventory availability is not guaranteed

• Quotes, discussions, or indications of interest do not constitute a binding offer

A transaction is not considered complete until payment has been received and accepted.

Orders, Payment & Acceptance

VLCA reserves the right to:

• Accept or decline any inquiry or transaction at its sole discretion

• Limit quantities

• Refuse service where appropriate

Payment terms are communicated at the time of transaction. Ownership transfers upon confirmed payment and shipment according to agreed terms.

Returns & Refunds

Returns and refunds are governed exclusively by VLCA’s Return & Refund Policy, which is incorporated by reference into these Terms.

Buyers are responsible for reviewing that policy prior to purchase.

No Investment Advice

Any discussion of:

• Historical market behavior

• Collector demand

• Rarity or desirability is provided for informational purposes only.

  VLCA does not make predictions, guarantees, or assurances regarding future value or performance.

Limitation of Liability

To the fullest extent permitted by law:

• VLCA shall not be liable for indirect, incidental, or consequential damages

• VLCA is not responsible for market fluctuations or changes in demand

• Liability, if any, is limited to the amount paid for the item in question

Intellectual Property

All website content, written materials, documentation, and branding are the intellectual property of VLCA unless otherwise stated.

Unauthorized reproduction, distribution, or misuse is prohibited.

Website Use

You agree not to:

• Use the site for unlawful purposes

• Attempt to interfere with site functionality or security

• Misrepresent your identity or intentions

VLCA reserves the right to restrict access to the website or its services at any time.

Third-Party Links

This website may contain links to third-party sites.

VLCA is not responsible for the content, policies, or practices of those sites.

Governing Law

These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law principles.

Modifications

VLCA may update these Terms from time to time.
Continued use of the website constitutes acceptance of any changes.

Contact Information

Questions regarding these Terms may be directed to:

Viral Leverage Collectible Authority (VLCA)
Florida, USA
📧 inquiries@viralleverage.com

Important Notice

Coins are sold as collectibles.
No investment advice is provided.
Past performance does not guarantee future results.